• You or a traveling companion gets sick before your trip?
• You lose your baggage or your passports or documents are stolen?
• You are in a foreign country and you need medical or emergency assistance?
• Your flight is delayed due to inclement weather?

• Allows you to cancel your trip at any time prior to departure for a covered reason.
• Permits you to cancel your trip for any reason not otherwise covered up to 3 days before your scheduled departure. Covers direct air flights to and from your scheduled land tour departure and return cities even if the flights are not booked by CIE Tours, provided the flights are within 7 days of the land tour dates and you cancel or interupt your trip for a covered reason listen in Parts A or B below.
• Protects you and your belongings while on your trip.

When you purchase the Travel Protection Plan at time of initial trip deposit, you also qualify for the Trip Cancellation Waiver.

This allows you to cancel your trip up to 3 days prior to your departure for any reason not covered by the Travel Protection Plan and receive a refund of the amount of your cancellation penalty in CIE Tours International travel certificates, with the balance of the refund made in cash or by credit card. (See Terms & Conditions for cancellation penalties). Travel certificates are non-transferable, non-refunable, valid for one year from date of issue (but no later than 15 months from the date your trip was canceled) and may not be redeemed for cash. This waiver does not cover the single room supplement charge which is applicable if one person cancels from a twin room which then becomes a single room. The single supplement will be deducted from the refund of the person who cancels.

Notice of cancellation is required by Irish Tourism.com Ltd. by e-mail to during normal business hours (9:00 a.m. to 5:00 p.m. GMT, Mondays - Fridays). This benefit covers only those arrangements purchased from CIE Tours. For cancellations for covered reasons, see Part A below.

PART A - TRAVEL ARRANGEMENT BENEFITS
(Part A benefits are provided by CIE Tours International)

Trip Cost - Pre-Departure Trip Cancellation
If you have to cancel your trip due to a covered Injury, Sickness or Death - your own or that of a Traveling Companion or an Immediate Family Member - or for Othered Covered Events, as defined, you will be reimbursed up to the trip cost for cancellation charges imposed on travel arrangements provided by CIE Tours and/or airline providing direct air flight to and from your scheduled land tour departure and return cities (evenif the flights are not booked by CIE Tours), provided the flights are within 7 total days of the land tour dates..

PART B - TRAVEL INSURANCE BENEFITS
(Part B benefits are provided by the Insurance Companies listed below)

Trip Cost - Post-Departure Trip Interruption
If you must interrupt your trip after departure due to a covered Injury, Sickness or death - your own or that of a Traveling Companion or an Immediate Family Member - or for Othered Covered Events, as defined, you will be reimbursed for the unused, non-refundable land arrangements and the additional transport costs to return home or to rejoin your trip (limited to economy one-way airfare or first class, if original tickets were first class)

Trip Cost - Delayed Arrival
You are reimbursed for the additional transportation expense incurred and/or the unused, non-refundable land arrangements if your arrival on your tour is delayed beyond your scheduled arrival date, because of delay or cancellation by an air carrier due to inclement weather, mechanical breakdown or organized labor strike.

$500 Travel Delay
Provides benefits up to $100 per day for reasonable additional hotel accommodations, meals, telephone calls, and local transportation until travel becomes possible if you are delayed for more than 12 hours due to a covered reason such as a common carrier delay; Injury, Sickness or death of you or your Traveling Companion; quarantine; loss of passport, travel documents or money; natural disaster; or road closure by a government authority due to adverse weather conditions.

$25,000 Accidental Death & Dismemberment
These benefits are paid if loss occurs within 365 days of a covered injury which occurs while on a CIE Tours trip.

$25,000 Medical Expense/Emergency Assistance
Provides reimbursement for reasonable and customary medical expenses incurred within 365 days of a covered sickness which occurs while on your trip; emergency dental treatment received during your trip; the costs for emergency transport to home or an appropriate hospital, including escort expense (both, if deemed necessary by the attending physician), for a covered Injury or Sickness which occurs while on your trip; the cost of homeward carriage if deceased.

$2,000 Baggage & Personal Effects
Coverage for direct physical loss or damage to your baggage, passports or visas while on your trip. A $500 maximum limit applies to jewelry, gems, watches, cameras and camera equipment, and furs - a $250 per article limit applies to all other items.

$200 Baggage Delay
If, while on your trip, your baggage is delayed for 24 hours or more, we will reimburse you up to $250 for the purchase of necessary additional clothing and personal articles..

Exclusive Family Protection
Children 12 and under receive full coverage at no additional charge when all accompanying adults purchase the plan.

Purchasing Your Insurance
You must purchase insurance with your initial trip deposit, otherwise coverage is not valid. Coverage does not apply to mental or nervous disorders, self-inflicted harm, suicide, normal pregnancy or childbirth, acts of war or terrorism and other exclusions detailed in the Certificate of Insurance. If purchased, you will receive the Certificate with final tour documents.

Travel Protection Plan Terms, Conditions & Limitations
Certain exclusions and limitations apply and are detailed in the Description of Coverage Brochure. For example, coverage does not apply to: any sickness or condition of you, a Traveling Companion or an Immediate Family Member traveling with you that existed during the 60 days prior to the effective date of the coverages (this exclusion is waived if you purchase the plan within 7 days of your initial deposit/payment for your trip and you are not disabled from travel when you make your plan payment), suicide, normal pregnancy, war or any act of war, mental or nervous disorders. Other Covered Events, as defined, includes the following events or their consequences: Post-Departure Trip Interruption due to cancellation of arrangements by an airline due to strike, mechanical breakdown or bad weather; Trip Cancellation or Interruption due to a documented traffic accident while en route to departure; jury duty; destruction of your residence by a natural disaster; or a documented theft of passports or visas. Immediate Family Member means the following relatives - yours or those of your Traveling Companion - spouse, child, spouse's child, daughter-in-law, son-in-law, brother, sister, mother, father, grandparent, grandchild, step-brother, step-sister, step-parents, parents-in-law, brother-in-law, sister-in-law, aunt, uncle, niece, nephew, domestic partner, guardian or ward. A Traveling Companion is defined as a person booked to share accommodations in the same room with you during your trip. Sickness or Injury must require care by a Physician and must commence while the Travel Protection Plan is in force for you. This plan does not cover a loss that results from an illness, disease, or other condition (of you, an Immediate Family Member, Traveling Companion or Business Partner), event or circumstance which occurs at a time when this plan is not in effect for you.

This is a brief description of the Travel Protection Plan. You should review the Certificate of Coverage which provides complete details of the benefits, conditions, and limitations of the plan. The Certificate of Coverage will be sent with your travel documents and is available, upon request, at any time prior to your purchase of the plan.

Part B of this plan is underwritten by: Monumental General Casualty Company, Baltimore MD (all states except as otherwise noted) Stonebridge Casualty Insurance Company, Columbus, OH (AL, AK, AZ, CO, DE, DC, GA, ID, IA, ME, MI, MO, MN, NJ, NM, NY, NC, ND, PA, SC, TM, UT, VT, WV and WI) All Inquiries & Claims should be reported to the Plan Administrator: Trip Mate Insurance Agency, Inc., 9225 Ward Parkway, 2nd Floor, Kansas City, MO 64114, 800-888-7292